Retirement scan

Congress shouldn't wait for the disability trust fund to run dry before it addresses the insolvency, according to a group convened by the Bipartisan Policy Center; Plus, millennials are advised to not cash out their assets when they move employers.

While the market is beyond anybody's control, clients can take steps to mitigate the impact of volatility on their portfolios; Plus, the biggest reason workers don't save enough for retirement.

Nearly half of respondents to a survey said they were “very or somewhat knowledgeable,” but failed to adequately answer questions about the rules; Plus, 3 reason to rethink your retirement.

The assets that clients used intensively when first purchased (like a large house) come to have excess capacity over time; Plus, two big reasons clients need more savings.

Going back to school is recommended to pre-retirees who intend to work through retirement; Plus, choosing the right Medicare plan for your clients.

Retirees cannot expect bigger Social Security benefits next year as cost-of-living adjustments are unlikely to increase; Plus, the best target-date funds for retirement savers.

The Internal Revenue Service has issued 2014-54 to simplify the process for 401(k) participants who convert their after-tax contributions to a Roth IRA; Plus, the basic rules for calculating, withdrawing RMDs from retirement plans.

People are less likely to save more in their 401(k) plans when they learn they lag behind their peers in retirement saving; Plus, six annuity fees advisors and their clients should know about.

Retirees need to realize that pullbacks and corrections are part of investing, so they are advised not to panic when the market gets volatile; Plus, RMD rules for older workers.

Investors feel more confident they'll achieve their targets, although that growing bullish mind-set comes from those who actually have retirement plans, according to separate surveys.

Why some analysts say the proposed fiduciary standard could mean fewer and more costly investment choices for clients; Plus, five money milestones for clients to hit in their 40s.

Once clients retire, they should move from offense to defense in order to protect their hard-earned cash; Plus, retirees with a moderate risk tolerance can use a three-bucket approach.

Financial support should be limited to necessary expenses and all involved should agree on how long the child will stay; Plus, how retirement plans are being nickel and dimed by fees.

Why retiring clients should avoid carrying mortgage debt into their golden years; plus, how stay-at-home parents are losing out on retirement savings.

Here are several tips for clients looking to boost their retirement accounts, including making the most of the catch-up features and investing in low-cost options; Plus what millennials should know about retirement planning.

Retirees should take classes reserved only for seniors and consider taking online courses if going to school is difficult; Plus, what if clients just can't afford to fully retire?

The percentage of homeowners ages 75 and older with mortgage debt increased to 21% from 8% in the past four years; Plus, clients are eligible for a health savings account if their policy has a deductible at least $1,300 for individual insurance or $2,600 for family coverage.

More states are passing rules to help employees who are not offered retirement plans by their employers; Plus, ways to help clients during a correction.

The Internal Revenue Service has not yet adopted the updated assumptions on American's average life span, allowing companies with defined-benefit pension plans to incur at least $18 billion in savings next year; Plus, why the 4% withdrawal rule shouldn't be dismissed.

Trading in retirement accounts rose as the market tumbled in the later part of August, suggesting that retirement investors panicked in the face of the market decline; Plus, nine factors to consider before buying long-term care insurance.