Retirement

Congress is considering a proposal that would allow small companies to create a multiple-employer retirement plan to enable workers to build savings.

The typical tax-deffered savings account can easily hit $1 million — mathematically speaking.

Mapping out their cash flow and identifying existing and potential problem areas are good places to start.

Failing to monitor reinvested dividends could boost their tax bills.

More than two-thirds of retirees are making this mistake because they don't have a sustainable withdrawal plan, according to a new study.

Whether measuring performance against the market or a client’s own goals, the industry needs accountability.

This retirement investing strategy can be a hard one to implement, but it makes academic sense.

Instead of making quarterly tax payments, retirees have the option of having the payments withheld from their Social Security and pension benefits.

In some cases, amassing a large IRA can have unforeseen negative consequences, including higher Medicare costs. Here’s how Roth conversions and other strategies can help.

Clients who intend to leave a legacy to their loved ones should consider using a Roth IRA.

If history is a guide, your clients can stop freaking out about having enough money during their post-work life.

More small companies would be encouraged to offer retirement savings plans to their employees under a proposed bill.

Children are immature with money, so one advisor factors that into his approach by doling out the wealth in phases.

Many retirement investors are including target-date funds in their 401(k) plans, but this strategy may not be a smart move.

Certain clients will have to take a taxable distribution from the account every year.

Seniors should have socked away at least 10 times their salary in their retirement accounts by the time they retire to secure their golden years.

We give advice based on the intel we have, but not all clients are as up front as we are.

If your clients are approaching their late 60s and wondering when to file, there is a second option where they stand to forgo the least amount of money.

Owning a home offers some benefits, such as the option for a reverse mortgage and certain tax breaks, but are they enough to offset the burdens involved?