Retirement

Women tend to outlive their spouses. At the same time, they are undersaving and underearning. How can advisers help?

Retirement savers can ward off the risk of succeeding periods of bad returns during the early part of their golden years with the right asset allocation.

Some advisers may think the regulations won’t affect them. Here’s why they’re wrong.

Spouses are generally entitled to Part A hospital coverage from the government program if the worker meets certain requirements.

A new company allows Baby Boomers looking for cheap accommodation to connect with homeowners looking for trustworthy people to watch their house and pets.

One recommendation takes aim at the home loan tax deduction — in some cases.

As clients get into their fifties, they need to start looking at where they are and start ramping up their retirement and investing planning.

The decline could be attributed to poor market returns and the plans' auto enrollment feature.

Clients in their 50s need to save aggressively, pay off their mortgage and other debt, downsize and make the most of the tax breaks they deserve.

Advisers also noted a dip in their clients’ retirement savings activity after the tax filing deadline passed.

Clients may pay taxes on their Social Security Disability Insurance benefits if 50% of the benefits and their other income exceed certain thresholds.

Clients planning to live in assisted living communities during retirement should know which states are pricier than others.

Acting as a fiduciary when a client decides whether to put a company’s retirement funds in an IRA involves considering these important variables.

Some private insurance companies now offer Medicare Advantage plans, which offer many of the same benefits as the coverage in Part A and Part B.

Long-term investors have nothing to fear when it comes to short-term market volatility.

Despite increases in the cost of living for the elderly, clients may find affordable options even within the most expensive states.

A client says if he had been told he was eligible for a lump-sum payment for back benefits, he would gladly have taken it, even if it meant a reduced monthly benefit for life.

Even FINRA has loosened up about broaching the subject with older clients.

Many Americans stop working before age 70 for health reasons. In one study, nearly 80% of workers who stop working before age 65 do so for their own health or to care for a family member.

For clients considering long-term care options, a move may be appealing if they find care options in other states that can help them save down the road.