Roth IRAs

While after-tax funds in employer-sponsored plans are tracked by plan administrators, clients are on their own with traditional IRAs, Jeffrey Levine writes.

Concerned that tax rates and IRS bills may rise under Biden, wary advisors note that Roth plans are not just for younger investors.

“The rollout of this plan has acted as a tipping point,” says Nick Pennino, an Edward Jones advisor.

Roth conversions and backdoor Roths ease COVID financial pain for wealthy earners this tax season

The one-two punch of major tax laws passed within four months of each other creates some interesting puzzles for advisors to solve.

In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.

With a strong Democratic presidential contender, the risk of both estate and gift hikes beginning as early as 2021 is palpable.

The thresholds will all rise, according to the IRS.

Clients may have an ability to increase the ratio of after-tax dollars in their account by completing one or more transactions that are exempt from the pro rata rule.

To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.