Savings accounts

Taking advantage of catch-up contributions is one of several methods that can help them get back on track.

Retirees can reverse their claiming decision, but not without considering one important caveat.

Seniors may consider working longer or relocating somewhere where their benefits are not subject to state taxes.

Pre-retirees are encouraged to save aggressively and create a list of things they plan to spend their money on without remorse, an expert says.

Clients can void overspending by seeking out sales and discounts to lower their food and entertainment costs.

"Since no one has a crystal ball to predict what will happen, I advise saving money on both sides of the tax fence," an expert says.

Nearly 48% of younger Americans feel they are not saving enough to secure their lifestyles after leaving the workforce, a report finds.

Wealth management is playing an ever bigger role at the firm, which aims to add a million new clients in the coming years.

Salary increases can make long-term planning more complicated if investors boost their lifestyle instead of their savings, an expert warns.

While there are strategies to help reduce risk, clients should recognize the order of investment returns is crucially important, an expert writes.

Retirees may benefit from moving money to various locations that offer better savings rates and returns.

Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.

Lack of oversight and potentially risky procedures are — or should be — in the fine print of these wildly popular tools.

Along with other decisions, dating the amount of money they need to withdraw would help them in retirement planning and spending.

It is important for entrepreneurs to have an exit strategy and to take control of their debt.

Developing a comprehensive plan can help "avoid the negative compound interest effect in a declining market."

More clients are opting to work after they retire "to stay active and contribute professionally while also supplementing their income.”

“By and large, many simply have not yet saved enough to retire comfortably.”

Higher-than-anticipated health-care costs are among the most unexpected expenditures clients face in retirement.

Clients should understand Medicare, Social Security and 401(k) changes that will impact on their retirement savings and income.