Savings accounts

Retirees may benefit from moving money to various locations that offer better savings rates and returns.

Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.

Lack of oversight and potentially risky procedures are — or should be — in the fine print of these wildly popular tools.

Along with other decisions, dating the amount of money they need to withdraw would help them in retirement planning and spending.

It is important for entrepreneurs to have an exit strategy and to take control of their debt.

Developing a comprehensive plan can help "avoid the negative compound interest effect in a declining market."

More clients are opting to work after they retire "to stay active and contribute professionally while also supplementing their income.”

“By and large, many simply have not yet saved enough to retire comfortably.”

Higher-than-anticipated health-care costs are among the most unexpected expenditures clients face in retirement.

Clients should understand Medicare, Social Security and 401(k) changes that will impact on their retirement savings and income.

To secure retirement for both spouses, married clients need to determine their savings rate in their 401(k)s and take advantage of the employer's match.

Female clients should start as early as possible and take advantage of the employer match, contributing at least 15% of their income.

One tip for younger clients is to create multiple income streams that are subject to varying tax treatments.

"A long life is wonderful, but it is also costly and a bigger drain on resources," an expert says.

Those in the workforce will not owe taxes on rollovers to traditional retirement accounts, but will face consequences using the strategy with a Roth.

Medicare savings programs, discounts on prescription drugs and rental assistance are a few ways retirees can lighten their load.

In a session at the In|Vest West conference, Rachleff revealed the digital firm’s ambitious plans to take on big banks.

Helping clients develop a solid investment strategy is an important step to help them survive market volatility.

Younger clients who adopt an overly conservative investment approach are advised to consider diversified, low-cost equity products to boost returns.

Early and consistent saving may not be enough to safely leave the labor force for good.