Social Security

This approach to planning remains a strong way advisers can add value for clients.

92% of 401(k) participants are unaware of the fees they pay in their plans, creating the potential to lose a substantial amount of retirement savings

This approach to planning remains a strong way advisers can add value for clients.

Instead of hand-wringing over its future, advisers and clients can consider this solution.

Instead of hand-wringing over its future, advisers and clients can consider this solution.

A majority of people still lack basic knowledge about Social Security. Be sure to educate your clients so they're not part of that scenario.

Your clients may lack knowledge when it comes to Social Security.

It turns out that common cognitive shortfalls apply to Social Security planning as much as investment strategies.

The benefit will be reduced if her husband dies before she turns 66. But if his death occurs after she reaches her FRA, she'll be able to collect his full retirement benefit.

It turns out that these principles aren’t limited to investment strategies.

Demystifying COLA and maximum earnings subject to tax increases.

Many pension plans are facing financial woes, with many of them reducing pension payouts to their beneficiaries.

Demystifying COLA and maximum earnings subject to tax increases.

Four reasons why this is critical when helping clients with retirement.

Clients who want to reduce their expenses during retirement may want to move to a state that doesn’t tax these government benefits.

Underestimating longevity is one of the blunders that clients should be careful not to make.

One client wishes he had known his options related to filing beforehand.

These programs can help advisers cut through the confusion to help clients.

Clients should consider switching to a Roth IRA or Roth 401(k) as investment growth and distributions are not subject to tax.