Social Security

Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.

Ask the right questions because rules differ by country and employee classification.

Given how dysfunctional many families are during a crisis, a lack of coordination of agents can sow even more financial confusion, and even conflict.

While delaying Social Security can maximize retirement benefits and boost income, some clients have financial circumstances that make an early retirement a better option.

Get ready to have these conversations with clients given the surprising election results.

Clients can claim a tax deduction for Medicare premium payments and contribute to a tax-advantaged spousal IRA if they continue working.

Advisers can turn that pessimistic outlook into better preparedness.

Help clients filter out the noise around potential changes to the system.

Investors nearing retirement should make sure their portfolios are diversified and consider alternative assets, such as real estate, commodities and annuities.

Help clients filter out the noise around potential changes to the system.

For starters, the full retirement age will increase for those born in 1955.

Clients can withdraw claims and re-apply at a future date, with some restrictions.

It's misguided to treat Social Security as bonds since clients can't sell a portion of their Social Security when they need to raise funds.

Studies have found that as many as 25% of records contain errors that can reduce benefits.

If they file for Social Security, they should expect 26% less than they would get if they wait until their full retirement age.

Although some income is withheld, benefits can be higher down the road.

Although some income is withheld, benefits can be higher down the road.

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