Graison Dangor

Over the last four decades, the average income of retiree households significantly outpaced those still in the workforce.

Before saving for retirement, young investors are advised to pay down high-interest debts and build an emergency fund, an expert says.

Clients can use Roth IRAs, 529 plans and — yes — life insurance to give their children a head start.

Which is better? An SEP plan or solo 401(k)?

With their pro bono efforts, advisors have helped clients manage thousands in debt, plan for future health care costs and even offered healthy recipes.

But health care is probably more expensive.

Those with 1099 income have several tax-advantaged options.

An otherwise simple strategy has many pitfalls.

A client's retirement savings depends on four key factors, says the leading RIA executive.

Careful planning can help prevent them from shrinking their benefits based on misperception.