Michael Kitces

The technology is there, efficiencies are multiplying and the incentives are huge. So, why is the general mood so grim?

Even after a federal appeals court struck down the rule, more clashes over the regulation of sales versus advice are inevitable.

Monte Carlo simulations can only do so much.

Advisors should educate themselves about the treatment of Medicare premiums, tuition fees and 401(k) distributions.

As investment management becomes a supporting service, software providers are facing disruption.

The good, the bad and the downright inexplicable in the suggested changes.

As advisors grow their firms into bona fide businesses, they may sour on the profession —unless they scale back, Michael Kitces writes.

It’s time to broaden our understanding — and assessment — of risk composure.

Transparency is the key to a good long-term client relationship. That’s why advisors should publish fees and minimums on their websites.

Some of the biggest changes come when industries collide.

With lowered surcharge thresholds effective this year, strategies to manage the bite are a way for advisors to add client value.

Existing clients and contacts can activate a fire hose of new revenue, so why do advisors shy away from the practice?

A relatively new approach for measuring savers’ progress toward goals is gaining steam, but it’s not without its imperfections.

A new body of research suggests an ideal retirement-planning approach may exist — but buyer beware.

If an acquisitive advisory firm doesn’t perform due diligence on the seller’s fee structure, headaches are guaranteed, Michael Kitces writes.

Such a nominal bump may seem like the cost of doing business — but it raises hard questions about the board’s intentions and practices.

New solutions offer plenty of features but lack focus.

Borrowing against the value of one’s 401(k) is a great way to ride out a low-yield environment, right? Think again.

The certification tells clients you have their best interests at heart. After that, is the name of the school important?

Clients may hold employer stock in their retirement accounts. It pays to know when and how to take distributions from it, Michael Kitces writes.