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As pensions for retirees grow scarce, tax-free Roth IRAs increasingly provide cash flow to fill the gap.
May 30 -
Money market funds and liquid bank accounts currently lack returns but offer safety as well as liquidity.
May 29 -
Saving a few basis points on expenses is nice, but the critical issue is finding an ETF that does what you want it to do.
May 28 -
Some assets work best in a tax-advantaged retirement plan while others belong in a taxable account.
May 27 -
Staggering income annuities may help address clients' anxiety about long life expectancy and low investment yields. Here are two different approaches.
May 26 -
When converting a regular IRA into a Roth IRA, it may be wise to use risky assets and be ready to undo the conversion if the assets move in the wrong direction.
May 23 -
An active tax indexing strategy enables clients with big holdings in their employers' stock to maintain the portfolio's risk positioning and reduce the tax pain.
May 23 -
Setting up small speculative accounts for adventurous clients may help to keep them on a prudent path with the rest of their portfolio.
May 23 -
Narrow investment strategies and narrow fund categories tend to result in worse results for investors.
May 22 -
Holding down clients' investment income can reduce exposure to the 3.8% surtax imposed on high-income taxpayers.
May 21 -
It is more important to rebalance in order to maintain a consistent asset allocation than it is to choose the right allocation in the first place.
May 20 -
Tax costs are too high, and clients need to take advantage of losses when they are available.
May 19 -
Some clients can qualify for valuable subsidies if they follow plans to hold down household income.
May 16 -
Contrarian investors believe it's better to buy low, but just because a fund has been down doesn't mean that a rise is inevitable.
May 16 -
Good advisors must resist the temptation to chase performance.
May 16 -
Seeking above-market returns is foolhardy because costs are inevitably higher.
May 15 -
High-quality bond funds are much less risky than some investors believe and are not susceptible to bubbles.
May 14 -
Risk assessment questionnaires may produce flawed results because they don’t adequately focus on an client’s need to take risks.
May 13 -
Given the increased volatility, now is a good time to examine some of the subtleties of dividends and dividend-paying stocks.
May 12 -
In the long term -- and in the extremely long term -- funds with the lowest market caps have the highest ranking.
May 11 -
One of the benefits of an investment philosophy is that it can provide your clients with more consistent experiences and help them feel more confident in your advice. But if your philosophy is based on
May 10 -
Exchange-traded funds offer advisors a way to be aggressive when they spot an opportunity in the market.
May 9 -
With low valuations and improving investor sentiment, emerging markets equities may rebound from their recent correction.
May 8 -
Creating allocation "no-trade zones" can ease the pressure to make an immediate sale in a soaring asset class.
May 7 -
Prospect theory suggests that investors feel more pain from an investment's decline than pleasure from its rise, and advisors can incorporate this into their interactions with clients.
May 6 -
Conventional wisdom holds that allocations should become more conservative as investors enter their retirement years, decreasing the exposure to equities. Now research shows the opposite may be true.
May 5 -
With money market funds yielding just 0.01%, even 1% inflation can erode a nest egg. Here's how planners can work with fearful clients who want to keep most, if not all, assets in cash.
May 4 -
As stocks bounce between bull and bear markets, risk reduction is increasingly vital.
May 3 -
What’s changed over the past year in constructing the right portfolio for our clients? Absolutely nothing. Here are the keys to portfolio construction, this year and next.
May 2 -
Vanguard researchers added up the benefit to clients of having smart financial advice. Here's how the numbers work out.
May 1