IRAs

Investors should take market volatility as an opportunity to engage in year-end tax planning that includes strategies such as tax-loss harvesting.

Clients fare just as well, and possibly better, with their other investments by developing the same savings habits of these retirement accounts. Plus, getting more out of munis.

Investments in certain closed-end funds or preferred shares are strategies clients should consider to make their savings last, an industry expert says.

How advisers can prepare for renewed interest in alternatives.

The early decision stops advisers from earning commissions on products that will also generate fees through the firm's Investment Advisory Program.

Those with the option of taking loans from their plans should consider tax implications and the possibility of missing out on the growth of the money that was borrowed.

Clients who borrow from their company retirement plans can often get a good rate with no hassle. But if they miss payments, they might face nasty tax charges.

Retirement investors should ensure they follow the rules so their heirs can fully gain from the account's tax advantages.

Commodities aren't a good inflation hedge, according to one expert. Instead, talk to clients about TIPS or even some securities.

A bond subsector worth looking at. Plus, help clients keep what they owe the government to a minimum with a roadmap for drawing down assets.