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A close look at the seven letters Jay Clayton highlighted, and about two dozen others submitted to the SEC by supposedly regular people, shows they are the product of a misleading — and laughably clumsy — public relations campaign by corporate interests.

Waiting too long means clients will miss out on the opportunity to maximize the plan’s full tax benefits.

“If done correctly, dividend-yielding stocks are the gifts that keep on giving,” an expert says.

As Bob Dylan once sang, “the times they are a-changin.”

Karen Boone is a board member for Collective Health, Peloton, Tory Burch and Sonos. She was formerly the president, chief financial and administrative officer at Restoration Hardware.

Banks are hoping strategies like technology-enabled portfolio trading will help them grab a bigger slice of the shrinking fixed-income pie.

The fact that it’s impossible to track the amount of revenue sharing kickbacks demonstrates the problem, says the research firm’s lead policy wonk.

They “need to be thinking about guaranteed income streams” because there’s “not a lot of time for recovery,” an expert writes.