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Efforts to build better connections to bank customer data, trade digital currency and explore artificial intelligence for security and compliance purposes were some of the biggest draws of fundraising for U.S. startups.

Sustaining growth will become an increasing challenge, says the firm’s incoming chief revenue officer.

The top 20 are now home to nearly $1.2 trillion in combined assets.

People in this cohort experienced a major setback during the housing bust just as they were likely to be getting married, starting families and becoming first-time homeowners, says one expert.

Amy Reback is vice president of Schwab Stock Plan Services.

Sean Ventura is chief information security officer at Atmosera.

Nobody at the firm today owns more of its stock than Greg Palm.

“Recent small reductions in headcount reflect the need to balance our workforce growth with the current needs of our business," the company says.

Rich Gardner is principal security architect at XM Cyber. He has over 20 years of IT experience, with the last 19 years focused on InfoSec and helping telecommunications companies and financial services industry leaders in developing infrastructure and public cloud security architectures and approaching security needs with defense and offensive mindset. Prior to XM Cyber, Rich got his start in information security in 2000, at Global Crossing as a senior security architect. He also worked as a senior security consultant and architect for AT&T, consulting with customers like BNY Mellon, State of Texas, City of LA, ABC Broadcast, and Disney on several large and complex security solutions. Rich has his CISSP, CISM, CGEIT, AWS-SAS while currently pursuing other security certifications. In his spare time, Rich is a black belt in Japanese Jiu Jitsu and is a blue belt in Gracie Jiu Jitsu.