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One client wishes he had known his options related to filing beforehand.

RIAs are finding that the biggest competition for clients is right in their own backyard.

Magner is a partner and the US DC investment leader for Mercer Investments.

Schechter is an attorney in the health law and corporate/business practice groups at Frost Brown Todd LLC. She assists clients, particularly those in the health care industry, with a range of business issues including mergers and acquisitions, vendor and physician contracts, and compliance with Medicare/Medicaid conditions of participation and other regulatory schemes.

Higgins is an associate in Frost Brown Todd's regulated business group. His focus on the health care industry provides him an opportunity to advise business and health care entities in corporate matters, formation and structuring, contract negotiation, and regulatory compliance.

Graff is vice president, comparative effectiveness research, at National Pharmaceutical Council.

The yield curve from five to 30 years flattened, erasing earlier steepening, as longer-maturity bonds led gains.

Colella, M.D., is the co-founder and CEO of Castlight Health.

McNamara is a senior enrollment strategist at Standard Insurance Company (The Standard), and has worked in the voluntary benefits industry for more than 15 years. In his current role, McNamara is responsible for developing and implementing enrollment capabilities and solutions. In addition, he designs and develops enrollment event strategies that target the unique needs of employers. He also actively monitors and identifies market trends (both products and services) to drive new business opportunities. McNamara is a key advocate for The Standard’s broker and technology partners to align business road maps for future capabilities.