Less than half -- 45% -- of Generation X and Y investors plan to contribute to their Individual Retirement Account (IRA) funds for the 2011 tax year, according to survey results from T. Rowe Price.

Most -- 55% -- said they do not plan to fund their IRA, or are unsure whether they will do so, this tax filing season. This is down from the 71% who did in 2010.

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