The percentage of Americans at risk of having to cope with lower living standards in retirement has risen to 51%, seven percentage points higher than the 44% last measured in 2007, the Center for Retirement Research at Boston College found. And the figures would be even higher if they accounted for healthcare and long-term care, the center said.

Among low-income households, the percentage at risk is 60%, among middle-income it is 47%, and for high-income it is 42%.

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