Given the opportunity to approach their retirement savings again, 51% of affluent Americans who have retired said they would have preferred to have focused on life goals rather than a retirement number, Merrill Lynch found in a survey. However, the remaining 49% still believe in zeroing in on the numbers.

Among those retirees who wished they had focused more on life goals, 38% said they would have liked to have envisioned life in retirement. Another 13% said they would have liked to have found a way to live an ideal lifestyle, and another 8% would have created a better plan to support philanthropic missions.

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