A troubling 72% of workers age 60 or older are putting off retirement because they say they don’t have enough funds, according to a survey of 700 people that Harris Interactive conducted on behalf of CareerBuilder.

The situation appears worse for women, 76% of whom are delaying retiring, than for men, with only 68% of them putting off leaving the workforce. In addition, 50% of the respondents want to keep their jobs because of health insurance and additional benefits.

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