NEW YORK - If only they knew. Many investors who don't own annuities, most of whom own mutual funds, might be interested in buying one - that is, if only they understood how annuities worked, according to a recent survey unveiled here at the annual meeting for the National Association for Variable Annuities of Reston, Va.

Mathew Greenwald, president of Mathew Greenwald & Associates in Washington, conducted the 2002 NAVA Survey of Non-Annuity Owners, which sought to gain a better understanding of why some investors haven't bought annuities.

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