While some research suggests employees are willing to give up some financial rewards today in exchange for a secure retirement income tomorrow, few retirement plan sponsors are moving to offer annuities or guaranteed income options within their 401(k) plans.
Doug Fisher, SVP of thought leadership and policy development for retirement, health and welfare benefit issues at Fidelity Investments, discusses this apparent lack of interest on the part of plan sponsors and whether or not DC plans can deliver on long-term financial security for workers.
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