Enrollment in high-deductible health insurance plans that can be linked to health savings plans rose 14% in 2010, according to the trade association America’s Health Insurance Plans. And since 2008, enrollment has in such plans spiked by 87%.

As of January, 11.4 million Americans were enrolled in high-deductible plans eligible for HSAs, up from 10 million people as of January 2010 and 6.1 million people at the start of 2008.

Plans with a deductible of at least $1,200 for an individual and $2,400 for a family are eligible for HSAs.

Since their introduction in 2004, HSAs have offered employers a way to lower premiums and control healthcare expenses.

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