Ronald O'Hanley has emerged as an outspoken force inside Fidelity Investments, giving a speech on Thursday that touched on sex, drugs and revolution as he warned that young Americans face getting a raw deal from the U.S. retirement system.

Top executives at the Boston-based mutual fund giant are known for being conservative and scripted in their public appearances. But since O'Hanley joined Fidelity in 2010 as the president of asset management and corporate services, he has demonstrated a more free-wheeling approach in his public comments.

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