Darcie Guerin, vice president and branch manager of the Raymond James office in Marco Island, Fla., says she works at ground zero of the elder fraud scene. “It’s like Willie Sutton said,” she laughs, “‘Go where the money is!’” Southwest Florida, she explains, is a retirement destination, and with so many elderly folks living there, it attracts every kind of fraud and every kind of scammer.

‘STARTS WITH EDUCATION’

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