Government workers are not sitting pretty on top of fat future pensions. More realize that their pensions could be under pressure in the future, and that their government employers are shifting more of their retirement burden onto workers. The smart government and municipal employees—especially those who are slated to only receive a partial pension and are being guided to save in a 457 or other defined contribution plan—are looking to save more.

These was among key findings from a recent survey by the ING Institute for Retirement Research.

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