Healthcare is often a big retirement concern for seniors, yet less than a third that have financial planners discuss Medicare plans with their advisors, according to a recent survey commissioned by Allsup, a nationwide provider of Social Security disability.

With Medicare's annual enrollment season just around the corner, seniors will have the chance to change their plans for 2013 from Oct 15 through Dec. 7. These choices will take effect Jan. 1, and last through the end of 2013.

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