On the eve of the election, economic uncertainty and the "fiscal cliff" have been weighing heavily on the minds of planners as well as clients. 

So maybe it wasn't surprising that readers of Monday's New York Times saw a full-page in the form of a letter to candidates -- warning of the consequences of averting the fiscal cliff, and signed by such familiar names as LPL Financial, Raymond James, TD Ameritrade, BlackRock and Morningstar, as well as a few state retirement funds.

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