Investors’ list of financial concerns is growing longer. Added to the fear of not having enough money in retirement or being able to pay for their children’s college are concerns about healthcare and declining values in their savings and homes.


Those were some of the key findings in an investor survey of 1,004 adults that Consumer Reports conducted in the first two weeks of October.


Seventy-two percent said they were not sure they would be able to retire when they wanted, 55% said they were concerned over the safety of their bank accounts, and 60% are worried about the drop in their home value.


In addition, 68% said they were worried about being able to pay for their child’s college education, and 35% are unsure they will be able to pay off their credit card debt.


“The results show people are still very nervous and confused about what to do next,” said Noreen Perrott, money editor at Consumer Reports. “We took a look at many of the major personal money concerns and developed strategies to help people ride out the storm.”


As far as concerns about a retraction in consumer spending, the survey indicated those fears are real; 56% have cut back on entertainment and eating out, 53% are not charging as much on their credit cards, and 50% are not going to spend as much on presents this holiday season.

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