In times of market volatility, many people call their fund manager, their broker or their banker to find out what's going on and how they should adjust their portfolios. But fund executives say that the subprime crisis, so far, has not led to knee-jerk decisions.

Even though the call volume has been high lately, Jeff Morley, vice president of client service support for Charles Schwab, said it is "nothing that could be characterized as a panic."

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