If your client turns 65 this year, the census bureau says she’ll probably live until she’s at least 87. Sounds like a long time, right? Yet longevity experts say that’s an underestimation. What’s more, clients will spend more years in better health than their parents. Traditional retirement planning is due for some major changes.

“The most important planning advice I can give my clients is that they should work longer than they thought they would,” says Steven Podnos, a CFP and MD, in this month’s feature story on longevity.

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