If I terminate my employment in January of 2013, can I contribute to my Roth IRA?
You can contribute to a Roth IRA next year if you have compensation from employment. If you have no compensation of your own but you are married and your spouse has compensation, you can make a spousal Roth IRA contribution using her compensation. In either case, your total income cannot exceed $178,000 for 2013 to make a full Roth IRA contribution.
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