Retirement planning

Retirees who have reached the age of 70 1/2 should take required minimum distributions from tax-deferred accounts, while those who are younger should draw from their taxable accounts.

Medicare Part B premiums will stay flat next year, but most retirees will still pay more.

Clients should consider tax breaks such as education expenses, mortgage interest payment and small business costs.

Attracting them means knowing what’s really important (hint: it’s not retirement).

Advisors should contact every client who did a Roth conversion in 2017 to discuss a key change in tax regulations, Ed Slott says.

Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.

Retirees should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.

Winding down a long and successful career often comes with angst. Follow these steps to make the process a little bit easier, Bob Veres says.

Variable products suffered their worst quarter in two decades, while fixed contracts also declined.

A new body of research suggests an ideal retirement-planning approach may exist — but buyer beware.

One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.

The strategy could provide lifelong cash flow by trimming longevity risk.

Whether they have a mortgage does not affect the capital gains calculation, according to a CFP.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

Conventional wisdom is that 60/40 portfolio is highly effective. But there could be a better way to accompany large-cap U.S. stocks than U.S. bonds.

Most Americans would prefer to age in place, but sometimes the costs make it impractical. Here's how to help.

When it comes to planning, hitting financial goals is only part of the story.

For a retired military service man, delaying his Social Security would mean he's not subject to the earnings test that can reduce his check by $1 for every $2 he earns over the current threshold of $17,040.

Ignoring lessons from past income-boosting strategies can lead to disastrous results.