Retirement planning

Suggesting the rule of thumb of cutting expenses by 30% may not go over well.

The best way to cut the tax bill is to pull from a variety of income sources.

This could help explain to clients why most should probably wait until 70 to collect benefits.

This could help explain to clients why most should probably wait until 70 to collect benefits.

The ‘when’ of stock market ups and downs can be just as crucial as the ‘how much.’

Using life insurance to pay for the costs may be a smart move for some clients.

Advisers should ask key questions to best estimate how much retirement savings is really needed.

Using life insurance to pay for the costs may be a smart move for some clients.

How a lifetime annuity can be the solution to one of the toughest challenges.

Advisers should ask key questions to best estimate how much retirement savings is really needed

To make sure that clients don’t outlive their savings, use this tactic.

Be careful with Social Security and Medicare. Missteps can hurt client relationships.

Advisers can help with a mortgage strategy and squeezing out equity.

Advisers can help with a mortgage strategy and squeezing out equity.

Out of favor for a while, this strategy also offers a chance to boost income.

Out of favor for a while, this strategy also offers a chance to boost income.

Timing can be fine-tuned at the end, but put a plan in place years in advance.

Timing can be fine-tuned at the end, but put a plan in place years in advance.

Help retirees assemble the puzzle pieces if their plan includes homes in two or more states.