Retirement planning

What the next generation of tech innovation means for planners.

"Maybe commissions aren’t so evil after all?"

There’s a powerful source of income hiding in your client’s home.

Advisors should not overlook client savings accounts as idle funds.

Be aware of changes to retirement savings plans and alimony. Here’s what clients and advisors need to know.

Clients ask: "Will I run out of money?" Here’s how planners can confidently tell them "no." Like every approach, however, there are a few drawbacks.

Investors are advised to do a Roth conversion before year-end to make the most of the federal tax deduction for state and local income taxes, which could disappear next year.

Relying too much on tax-loss harvesting to generate an income is a common mistake that clients should avoid after they retire.

A relatively new approach for measuring savers’ progress toward goals is gaining steam, but it’s not without its imperfections.

Retirees should take advantage of their flexible schedule, which allows them to go on vacation during off season to save on costs.

Retirees who have reached the age of 70 1/2 should take required minimum distributions from tax-deferred accounts, while those who are younger should draw from their taxable accounts.

Medicare Part B premiums will stay flat next year, but most retirees will still pay more.

Clients should consider tax breaks such as education expenses, mortgage interest payment and small business costs.

Attracting them means knowing what’s really important (hint: it’s not retirement).

Advisors should contact every client who did a Roth conversion in 2017 to discuss a key change in tax regulations, Ed Slott says.

Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.

Retirees should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.

Winding down a long and successful career often comes with angst. Follow these steps to make the process a little bit easier, Bob Veres says.

Variable products suffered their worst quarter in two decades, while fixed contracts also declined.