Retirement planning

Clients are likely to overlook the possibility of portfolio failure, unexpected financial responsibility and health issues.

While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.

The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.

There are limits to how much clients can contribute — exceeding these thresholds can result in costly penalties.

Why advisers should use age-banding to plan for retirees’ spending levels to flex and adjust.

This approach to planning remains a strong way advisers can add value for clients.

Instead of hand-wringing over its future, advisers and clients can consider this solution.

Your clients may lack knowledge when it comes to Social Security.

Critics say the regulation's costs and hurdles will hurt advisers. But there's another side to the story.

It turns out that these principles aren’t limited to investment strategies.

Many pension plans are facing financial woes, with many of them reducing pension payouts to their beneficiaries.

Demystifying COLA and maximum earnings subject to tax increases.

Four reasons why this is critical when helping clients with retirement.

Clients who want to reduce their expenses during retirement may want to move to a state that doesn’t tax these government benefits.

Underestimating longevity is one of the blunders that clients should be careful not to make.

One client wishes he had known his options related to filing beforehand.

The state's contributions jumped 14% this year to $415 million and are projected to continue rising.

Clients should consider switching to a Roth IRA or Roth 401(k) as investment growth and distributions are not subject to tax.

The best way to approach portfolio declines, withdrawal rates and even emergency cash needs.