Retirement planning

Married clients can arbitrage Social Security benefits for maximum long-term payouts.

Manage Income Expectations

Despite a recent show of political opposition, the Labor Department seems poised to press ahead with a proposal to broaden the definition of fiduciary to cover advisors working in the retirement plan segment, a leading opponent of the measure warns.

Brits May Cap Retirement-Plan Fees, Should We?

Commentary: The U.K. is debating putting a 0.75 percent cap on total fees, including an outright ban on any plans that charge more than that.

Detroit’s offer to replace a $3.5 billion unfunded pension liability with a $2 billion note “was not a serious proposal,” according to a Greenhill & Co. adviser hired by a city employee retirement fund.

Our IRA expert answers questions on recharacterizations, the withdrawal penalty and the 5-year rule.

Paul Cahill from Virtus Investment Partners notes that 10% returns were a reality for previous generations—but not anymore

Commentary: Syndicated columnist David Sirota is on a mission to prevent public pension funds from investing in “alternative assets” such as private-equity and hedge funds.

Whether you want to keep working or enjoy a traditional retirement or anything in between, you have options-you just need to educate yourself on the possibilities.

Jim Weddle, managing partner at Edward Jones, the opportunity for financial advisors is huge as baby Boomers seek expertise as they start seriously saving for retirement.

Deutsche Bank's Chip Packard and Haig Ariyan discuss lessons the industry learned in the past five years.

Patrick O'Connell, Ameriprise Advisor Group, Executive Vice President, says the issues relating to Baby Boomers heads the list of vital issues for the market.

With more older clients working at least part of the time, advisors have a variety of new issues to factor into a plan.

The changes to the Home Equity Conversion Mortgage program introduce credit underwriting criteria to the product for the first time, which until now only had been using actuarial standards in the decision making process, a reverse mortgage specialist said.

Higher taxes on long-term capital gains may revive interest in like-kind exchanges of investment property.

Rebalancing is simple, but not easy to do. With automated rebalanicing, little or no action is required to achieve even more consistent investment allocation.

Instead of converting a traditional IRA to one Roth IRA, convert to two or more Roth IRAs, by asset class or by individual securities.

Public pension funds have been moving huge amounts of money into alternative investments managed by Wall Street.