Retirement planning

Feeling older and fully realizing they have to get serious about preparing for retirement, investors aged 50 and above are an ideal target for fund companies and their sales intermediaries.

Some states may face a severe pension fund reckoning, but the problems are manageable if lawmakers act now to address them through a combination of increased contributions and benefit cuts, according to Loop Capital Markets LLC.

If a client’s spouse has been diagnosed with cancer, how does everything change? How do you talk to the client, the spouse and perhaps other family members?

After the shocks and bumps of the Great Recession, younger Baby Boomers are already thinking about their retirement plans, and are clear on one thing: When it comes to retirement income, they want guarantees, according Allianz Life Insurance Company of America, which released a study Tuesday.

According to Allianz, 97% of surveyed younger boomers say the U.S. is in a retirement crisis.

Americans’ financial security sentiments inched up in October for the first time in six months, increasing by 0.7 points to 64.4, the Country Financial Security Index shows.

Just 11.2% of private-sector establishments offer health benefits to early retirees.

Whereas a year ago, 64% of American workers expected to work at least another three years to recoup the losses taken in their retirement accounts as a result of the financial crisis, 80% now are planning to remain in the workforce another three years to age 70 or older.

Economy is taking a definite toll on retirement savings.

In their search for financial security, younger insurance policyholders are finding what they need in whole life insurance policies.

Despite positive performance from “risky asset markets,” the typical U.S. corporate pension plan saw its funding ratio drop by 1% thanks to the drowning effects of high rising liabilities, a new study claims. In a Friday analysis, UBS Global Asset ...

A recent study shows that the gap between what Americans need for retirement and the amount they saved up is $6.6 trillion

Thirty-four percent are increasing their monthly savings.

Four in 10 workers are planning to delay their retirement, according to a survey of 9,100 employees by Towers Watson. Sixty-eight percent of older workers said they were making the delay to keep healthcare coverage, and 61% blamed the decline in their 401(k).

Financial planners can be the difference between a successful retirement and a difficult one, according to FinancialPlanners.net.

Rydex/SGI annual benchmarking study finds majority of those surveyed are using alternatives in client portfolios.

The Internal Revenue Service is getting the word out to employers about a provision in the recently passed Small Business Jobs Act that allows them to amend their 401(k) or 403(b) plans to allow participants to transfer an eligible rollover distribution into a Roth 401(k) or 403(b) account.

Many pre-retirees have “no idea” when they will be able to retire.

A closer examination of why (and why not) annuities belong in a 401(k) plan.

The Great Recession and increasing concerns about the future of Social Security have led Americans to find new ways to build retirement income, according to a new survey from the Employee Benefit Research Institute.