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Ignore the stigma of borrowing from your retirement plan — a life raft for cash crunches — but be aware of the rules.
October 12 -
Pandemic-driven laws eased tax burdens on loans and withdrawals from 401(k) and IRAs, leading some clients to tap into their accounts while many others avoided a raid.
June 22 -
“The advice I give is to calculate the financial impact for each option,” an expert says.
February 21 -
The products provide advantages that “help women build savings faster: tax deferral and generally higher rates than CDs or Treasurys,” an expert says.
November 7 -
Raising the assumed age for decumulation to 67 from 65 could dramatically reduce the percentage of families at risk, an expert says.
October 31 -
Armed with some specific details, advisors can explain why the seductive option is both too good and too good to be true.
October 11 -
Nearly three in four defer medical treatment, get suboptimal care to avoid deductibles or skip appointments to sidestep a bill.
September 23 -
Those who fail to repay their loans on time may face early withdrawal penalties.
March 5 -
Lawmakers this year are expected to pursue measures that will help Americans enhance their retirement prospects.
February 4 -
Most people, particularly younger clients, worry that they will not be able to get their Social Security benefits by the time they retire.
August 27