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The proposed regulations involve provisions of the SECURE 2.0 Act, including auto enrollment in 401(k) and 403(b) plans, and the Roth IRA catchup rule.
January 10 -
The SECURE 2.0 Act contained changes to traditional and Roth individual retirement accounts and 401(k) plans that are being phased in over several years.
December 24 -
Having missed out on yesterday's pensions and today's 401(k) features, the latchkey generation is woefully unprepared for retirement. Here's how advisors can help.
December 16 -
Even among retirement-age Americans, many nest eggs are almost empty, according to an alarming new study by GOBankingRates.
December 12 -
Health care costs. Student loans. Domestic abuse. Are retirement plans addressing too many problems at once?
December 11 -
The IRS introduced changes to certain contribution limits to 401(k) and retirement plans for 2025, while some limits will remain the same.
November 27 -
A government watchdog reports that Labor Department regulations haven't made much of an impact on the levels of disclosure and comprehension.
November 20 -
The adjustments reflect how inflation is slowing down and upcoming changes to the rules based on the Secure 2.0 Act and the Tax Cuts and Jobs Act.
November 4 -
The amount individuals can contribute to 401(k)s in 2025 has increased by $500 to $23,500, but the IRA limit remains $7,000.
November 1 -
Its backers should file a lawsuit based on the "very flimsy" exemption for prohibited transactions enabling annuity sales under current rules, an expert says.
October 31 -
According to a recent Cerulli study, more than half of retired 401(k) participants say Social Security is their primary source of income. At the same time, only 6% of millennials predict they will rely on those funds when they finish their careers.
October 2 -
The Goldman Sachs 2024 Retirement Survey & Insights Report found that while competing priorities affected workers' ability to save, having a plan in place helped clarify goals and the grit required to meet them.
September 26 -
The court filings seek to overturn two injunctions federal courts imposed after finding the Department of Labor's new conduct standard is too similar to a previous one vacated in 2018.
September 23 -
It's key for an advisor to have a firm grasp of clients' long-term goals, how much they are spending now and how much they plan to spend in the future.
September 11 -
The U.S. Government Accountability Office conducted a nearly four-year study. Here are the key findings from its exhaustive report.
September 11 -
This fringe benefit can take the weight off of the company's human resources department, allow employees to experience the benefits of financial planning and even allow advisors to prospect for new clients.
September 6 -
The GAO investigated industry disclosures and conducted undercover calls to evaluate "where issues around conflicts of interest and investment advice stand today."
August 28 -
The litigation comes amid heated debate over a Department of Labor rule meant to prevent excessive fees on sales of insurance products.
August 8 -
If those savings in defined contribution plans are offset by debt, employees may find themselves worse off than when they started.
July 15 -
The news on retirement isn't all bad. Last year Americans saved more in their 401(k)s than ever before, according to new research from Vanguard.
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