College planning

With astute maneuvering, advisors can add money to a clients’ college-fund kitty without jeopardizing financial aid.

Don't neglect the FAFSA and other ideas to help families with annual incomes of more than $300,000.

With careful planning, they can be among the 72% of U.S. students to get need-based assistance.

There are attractive hedges against rising college tuition costs. But, not every student will benefit.

Clients who want to save for their children’s education may be better off using a 529 plan than a Roth IRA.

Just over half of clients expect it will be harder for the next generation in their family to feel comfortable financially.

Grandchildren won't be able to have their own accounts until they are earning their own income, but they can be named beneficiaries.

A typical Social Security payment is likely to cover basic costs in these areas.

Courses at historically black colleges and universities are making the planning profession more accessible to students who’d never considered the career.

Even as the prospective client base grows more diverse, a majority of advisors remain male, white and over the age of 50.

Distinguishing features of undergraduate and graduate programs for advisors offered by leading colleges and universities.

Why these are more inviting under the new tax law.

Why these are more inviting under the new tax law.

Clients could amass $1,000,000 even with an annual return of just 6.5%, an analyst says, if they take the right steps.

These planners, who have been honored with the Pro Bono Award, model ways advisors can help people in need.

We have multiple goals in life and should be able to handle short-term debts and long-term goals without sacrificing one for the other, says an expert.

This debt “can hurt their ability to take on long-term financial planning because they are concerned with reaching a zero point,” says one therapist.

Average Americans aged 56 to 61 have only saved $163,577 in their 401(k)s, according to the Economic Policy Institute.

Liz Miller, president of Summit Place Financial Advisors, takes on a common mistake made by wealthy relatives, the new Trump tax law and why one-on-one meetings still beat robo advice.

The added savings could be used to pay off student loans as well as increase mortgage payments and retirement plan contributions.