DC plans

The classic guideline emerged in the '90s as a simple template for retirement spending. But in an age of plummeting stocks and soaring inflation, can it still work?

Three provisions in the far-reaching law “make it likely that annuities will become more prevalent in company plans,” one expert says.

As an alternative to placing restrictions on lump sum withdrawals, clients could provide retirees more distribution flexibility.

Millions of workers have multiple jobs. That means they might have multiple retirement plans. Here are the rules for situations in which a client can set up and/or contribute to more than one plan at a time.

The typical tax-deffered savings account can easily hit $1 million — mathematically speaking.

Analytics for retirement readiness

The $3 billion marriage of robo and radio advice has some expecting more deals and pressure on RIAs to increase focus on scale and deliver a better digital customer experience.

Edelman expects to see a wave of similar RIA-robo pairings, pushed by consumer demand for cheaper, unconflicted online services.

The hybrid advice platform is teaming up with benefits firm Alight Solutions and asset manager AllianceBernstein to bundle its digital tools with retirement portfolios.

In a stunning all-cash deal, every RIA is put on notice that the future is in digital wealth management.

The asset manager says its free tool for target date fund clients will "supplement the advisor conversation."

In a crowded robo market, firm co-founder Rob Foregger says the firm chose to focus on enterprise retirement product needs.

With an additional $9 million in backing, the online firm's CEO and co-founder Chris Costello says the goal is to grow to 50,000 clients by the end of the year.

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.