Financial planning

Today's young workers can learn from their parents' example on making early sacrifices and managing debt wisely; plus, how clients can save by automating their portfolios.

These are fundamentally different ideas for retirement income planning, but it doesn't need to be an either/or situation; plus considerations for clients looking to work in retirement.

Why these are better investments than your clients may think.

Voices: The DoL is restricting investor choice and casts an unnecessarily critical light on existing B-D relationships that only follow a suitability requirement.

Chairwoman Mary Jo White tells lawmakers that a uniform standard for advisors and broker-dealers remains a priority, but that says it's a long slog.

Firms can't keep up with the demand for new recruits, which will keep the bigger payouts coming, On Wall Street's annual recruiter panel says.

Voices: If clients are already comfortable with DIY-investing, they could have already done so themselves with a robo advisor or low-cost brokerage.

The addition of the country's largest IBD network demonstrates how much value BlackRock has created from its $152 million deal for Silicon Valley-startup FutureAdvisor last August.

Worries grow over retirement security, according to new research from IRI.

As digital wealth platforms turn to serve advisors, the trend will help those who are ready to enhance their practices with technological tools.

Clients may contribute less than the maximum if they're carrying high-interest debt or need funds for education or a new home; plus, why raising the retirement age is a bad idea.

Learn which firms are offering the most lucrative deals to top producers, according to On Wall Street's annual recruiters panel.

Fiduciary advocates argue that the compliance burden from the best-interest contract exemption and other new provisions will be modest and won't materially affect how they serve clients.

More retirees would delay Social Security if they had this option, which wouldn't cost the government anything, says a contributor; plus, three questions for nearly retired clients.

Competition may drive wealth management firms to make some unprecedented offers to advisors on the move, leading recruiters say.

New CFPB rules may prompt more class-action suits against retail banks, aiding advisors and their clients.

Head of Wall Street trade group calls Labor Department's final fiduciary rule an "exceedingly prescriptive" regulation that will tie up compliance departments for months.

Imposing a new arbitration clause, without any input on the process, is deeply disconcerting, writes our columnist.

Client should consider their life expectancy and get a cash-refund policy so their loved ones can inherit the money in case they die before the payouts start.

To get a head start on the new rules, Janus Capital’s Matt Sommer suggests these smart moves.