Healthcare costs

Help could be on the way for retirement-age clients asking prickly questions about coverage options.

One step for clients is to avoid investing the money that they will need within a five-year period.

The long-awaited legislation to repeal and replace the Affordable Care Act proposes to phase out key parts of the law over several years.

85% of survey's respondents felt that lawmakers don't understand the difficulty they face when building a retirement nest egg.

The standard deduction is the best tax strategy for many seniors, but if they had significant health care costs last year, itemizing could save them some money.

Clients can fully deduct their IRA contributions if they have no access to a workplace retirement plan.

Early withdrawals from retirement investments can trigger a hefty penalty.

Concerns about medical expenses are sky-high, but there are solutions.

Here’s how to help prepare clients for what comes next.

Shock and awe: When actual retirement health care costs soar beyond what a client had anticipated for their later years.

Present information in manageable doses and start with demystifying the three most common costs for retirees on standard Medicare insurance.

Roughly a third of American workers don’t have a retirement vehicle, says Labor Secretary Thomas Perez.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Long-term-care insurance could be bought using people's 401(k) funds and should impose no penalty for early withdrawals, say experts at the Bipartisan Policy Center.

About 42% of people will need some nursing home care — but long-term care insurance will pay only a tiny portion of the cost.