Retirement income

Funds' past performance is no guarantee of future performance — but if planners don't evaluate the past, how can they best communicate investment decisions to clients? Here's how to balance on that tightrope.

The decisions made before they retire are integral to their success, according to an expert.

Medical expenses for retired clients may be more predictable than expected, experts say.

“If done correctly, dividend-yielding stocks are the gifts that keep on giving,” an expert says.

They “need to be thinking about guaranteed income streams” because there’s “not a lot of time for recovery,” an expert writes.

The triple-tax savings and investment vehicle is underutilized, but can help clients save for upcoming healthcare expenses.

Buyout amounts are high right now, but there are many other factors to consider when guiding your client to the right choice.

The products provide advantages that “help women build savings faster: tax deferral and generally higher rates than CDs or Treasurys,” an expert says.

Researchers blame the immaturity of the system and poor choices made by those planning to retire.

The plans cannot be maximized if clients fail to find ways to minimize costs in retirement.

Certain financial moves could push their income above a certain threshold, potentially triggering an income-related monthly adjustment.

A closed-end fund can provide a steady income stream for clients, but advisors often make misleading assumptions about the regularity of monthly distributions. Here’s what to watch for.

While many workers don’t have access to pension plans, annuities can provide a source of guaranteed retirement income and address longevity risks.

A successful financial plan is contingent on the success of the whole family, according to an expert.

These employers offer plans that pay as much as $6.52 per hour in contributions.

Around 40% blame their lack of preparation on housing costs, according to a report from TD Ameritrade.

Those planning to head back to the workforce are advised to set boundaries at their new jobs and continue doing the things they enjoy in retirement.

“Building and adhering to a budget that accounts for these types of expenses will create long-term security in retirement,” a CFP says.

When searching for the right plan, it is important that retirees assume their health will one day change.