Retirement income

Plans can quickly deteriorate as a result of poor planning and inaccurate assumptions about the future.

Certain locations can help clients maintain their lifestyles — or even improve them.

Pre-retirees expect their annual health-related expenses to top $7,000 once retired, however the actual cost can be much more.

Savings in mutual funds, annuities and other products from banks are not covered by insurance.

To bridge the gap between employer coverage and Medicare eligibility, retirees face a number of daunting choices.

Health savings accounts offer triple tax benefits, allowing clients wiggle room to save for rising health care costs.

Parents are advised to take advantage of charitable and nonprofit support programs when preparing for the future of a special needs child.

Chances are high that one or both parents who have left the workforce ahead of their full retirement age are still working out of necessity.

Clients are advised place a deeper focus on their life goals when developing a strategy to retire.

Seniors who negotiate for such an arrangement should consider their finances, flexibility and mutual benefits.

To correctly identify their risk tolerance, clients must not only understand how to react to risk, but also how the market environment and investment experience have impacted them.

Age discrimination, unpredictable life shocks and involuntary retirement casts serious doubt on the “work longer” thesis.

Advisors may need to alert clients as to when these checks will be taxable.

To make the most of their savings, workers should start funding their accounts as early as possible.

“The big issue here is being able to maintain your standard of living,” an expert says.

The more involved in designing a comprehensive plan alongside an advisor, the better prepared couples will be, an expert says.

Many clients are “denying themselves today for fear of what could happen tomorrow,” an expert says.

Many pin the blame on stagnant or dwindling income, according to a new survey.

LIMRA predicts that lower interest rates will cut into the record sales, but two top issuers received IRS rulings they say will help RIAs offer the products.