Retirement income

Without acknowledging both the downside and tremendous upside of long time horizons, the 4% rule is no rule at all.

Severe declines provide the opportunity to review their portfolios and ensure their current plans support their short- and long-term goals.

Those who didn't save early may miss key opportunities, experts say.

“Do yourself a favor and start saving early,” an expert says.

Under the Labor Department’s final regulation, firms in different industries will be allowed to establish a joint retirement plan provided they operate in the same state or metropolitan area.

“We can’t overestimate the influence of having access to employer-sponsored retirement plans," an expert says.

For retirees, dipping into their traditional retirement accounts could trigger an income tax bill while withdrawing from Roth accounts might not result in a tax liability.

370 U.S equity smart beta ETFs on the market mean advisors can pick and choose when fine-tuning clients’ portfolios.

It's important to categorize necessary and discretionary expenses, but advisors need to know how clients are defining them.

Borrowing against a 401(k) plan or taking an IRA withdrawal can work under the right circumstances.

Prospects are further aggravated by the disappearance of pension plans and the financial woes facing Social Security.

After a booking error by an advisor, a client barely avoided being taxed on $500,000 and dodged more than $200,000 in taxes and penalties.

Over the last four decades, the average income of retiree households significantly outpaced those still in the workforce.

The asset management and software giants plan to start the rollout of their 401(k) tool and app later this year.

Before saving for retirement, young investors are advised to pay down high-interest debts and build an emergency fund, an expert says.

Some plan to downsize to an inexpensive town nearby.

They may look good on paper, but such investments also come with thorny challenges.

This basketball analogy can help you explain how portfolio diversification works across multiple asset classes.

Clients have to increase their risk exposure to ensure they don’t outlive their savings.

Clients can use Roth IRAs, 529 plans and — yes — life insurance to give their children a head start.