Retirement planning

Advisors should start getting up to speed now if they want to keep their heads above water when the rule begins to be implemented later this year, experts say.

Each type of account has its strengths so clients who can contribute to both will make the most of the benefits; plus, the advantages of downsizing.

The federal government's failure to pass adequate measures to address the looming retirement crisis may prompt states to create their own programs, one researcher writes; plus, can clients have two 401(k) plans at the same time?

Advisors' most pressing questions on the proposal get answers from SEI's head of practice management solutions.

Many investors are improperly using target-date funds and are losing the "set it and forget it" benefit; plus, what Social Security checks will look like if cuts are made.

New research highlights gender gap, as experts call for more financial education in the workplace and policy changes to address retirement security.

Three in five retirees cite staying mentally active as the reason they want to continue working; plus, if clients work in retirement, they should keep this in mind.

Advisors are now recommending reverse mortgages as a good option for clients to boost their retirement income, thanks to new housing rules; plus, how not to let divorce derail your clients' retirement plans.

Employers can help their workers cope with their student loan debt while saving for retirement by using a new benefit platform; plus, why too much guaranteed retirement income can be a bad thing.

Women are 80% more likely than men to end up poor when they reach the age of 65; plus, why target-date funds are falling short.

Clients who file for spousal benefits may also qualify for six months of back benefits, but they have to know to ask, according to our latest installment of Social Security Clinic.

A Roth IRA is an effective tool that senior clients can include in their estate plan; plus, a strategy for required minimum distributions that an affluent retiree doesn't need.

Although sequencing is recommended when developing a retirement withdrawal strategy, retirees need to take a more flexible view since their tax situation varies from year to year; plus, how to figure out the amount of your client's IRA required minimum distribution.

Marketing and DC plan specialists from SEI Institutional Group discuss the meaning behind the phrase; the 'DB-izing of the DC plan.'

Policymakers and other experts are debating just how much pre-retirement income should be replaced by Social Security; plus, student debt and savings don't add up.

"In the small plan market, we try to bubble wrap the plan sponsor from fiduciary issues," says John Hancock Retirement Plan Services CEO Peter Gordon.

A 25-year-old employee with $40,000 in annual income can expect $190 more per month in retirement by saving $33 more per month now. But if clients have reached 50 with little savings, here’s how to help.

Most families muddle their way through. Your goal is to make the muddling a little more sensible.

Only 25% of retirement savers who qualify for this tax credit are familiar with it, according to a new survey; plus, the two best ways to structure a QLAC.