Retirement planning

The retirement account faces three significant forces that will shape its future: regulatory reform, demographics and expanded coverage. See how they're likely to play out.

Planners agree that the strategy is a boon for high-income clients, but controversy swirls around the issue of timing.

While gifting can have important benefits, not every client will be in favor of it, no matter how many good reasons exist.

Benefits grow approximately 8% for each year between 62 and 70 that clients delay filing for Social Security, and future benefits will include cost of living increases. So why aren't clients taking advantage?

Several of Steve Janachowski's clients are wealthy professionals with high incomes, but a lot of retirement uncertainty.

Many clients would prefer to stay in their homes as they age -- for both emotional and financial reasons. In-home care costs much less than facilities-based care, and those costs are rising at a slower pace.

The U.S. Supreme Court issued a decision that could have far-reaching implications for how long a retirement plan participant has to sue an employer for breach of fiduciary duty in a 401(k) plan.

Even taxpayers with professional help can make significant mistakes. See the three failures that tripped up one taxpayer.

There's more ways for the mutual fund industry to cut costs, says Bill McNabb, chief executive officer and chairman of Vanguard.

All types of care -- in-home care, adult day care, and facilities-based care -- are getting more expensive. But not all costs are rising at the same rate. See the latest data.

In the case of the millennials, their experience with the financial sector includes the unifying themes of volatility, crisis and scandal.

There are four main types of powers of attorney and older clients must be sure to have the right one in place.

Many potential clients don't understand how a good advisor can help them meet their financial goals. These key questions can lay a foundation for a relationship.

With comprehensive planning, hopefully this won’t happen. But if it seems like it might, how can planners help clients who’ve gone broke or are about to?

Planners and clients should determine whether the high premiums on stand-alone policies provide benefits that are worth the price -- and whether coverage provided by riders on life insurance policies is sufficient.

In many states, planners are now required to report if they suspect their clients are suffering abuse.

The common experiences of this younger generation makes them a different type of client than the traditional U.S. investors.

One firm offers individuals who lack LTC policies, but still have life insurance, an alternative method to pay for care.

You're a financial advisor, not a doctor, but if you're advising older clients, you need to be able to spot cognitive declines.