Retirement planning

The full balance won't belong to them until they are fully vested in their plans — especially if they're receiving an employer match.

Buyout amounts are high right now, but there are many other factors to consider when guiding your client to the right choice.

Researchers blame the immaturity of the system and poor choices made by those planning to retire.

The plans cannot be maximized if clients fail to find ways to minimize costs in retirement.

Funding a Roth account, for example, may not offer upfront tax deductions, but withdrawals are tax-free.

Certain financial moves could push their income above a certain threshold, potentially triggering an income-related monthly adjustment.

A bull decade doesn’t necessarily mean a zero-sum next 10 years, planners say.

How sequence of returns affects retirement portfolio survival.

Retirees who have no need for the RMD can fund their grandchildren's college costs, a CFP writes.

Although the elderly often lose the most from scams, younger clients are more likely to fall victim, according to a report.

Payouts from pensions and tax-deferred accounts are usually not taxed in states without a state income tax or with levies only on interest and dividends.

Without a rollover, they can experience “untold impact to their plan for securing retirement," an expert says.

Businesses, particularly small ones, are looking for help to limit liability when sponsoring defined contribution plans.

A successful financial plan is contingent on the success of the whole family, according to an expert.

These employers offer plans that pay as much as $6.52 per hour in contributions.

Around 40% blame their lack of preparation on housing costs, according to a report from TD Ameritrade.

Those planning to head back to the workforce are advised to set boundaries at their new jobs and continue doing the things they enjoy in retirement.

“Building and adhering to a budget that accounts for these types of expenses will create long-term security in retirement,” a CFP says.

When searching for the right plan, it is important that retirees assume their health will one day change.