Retirement readiness

The amount that can be transferred is equivalent to the HSA's annual contribution limit, which is $3,400 for singles and $6,750 for couples.

These two accounts are both funded with money that has already been taxed, but there are still important differences that clients need to know.

Advisors are just one tool in the box.

Recent graduates tend to be in a low tax bracket early in their careers when it pays for them to save as much as they can in a Roth IRA or Roth 401(k), writes an industry expert.

The total out-of-pocket health care expenses of a 65-year-old couple in retirement could exceed $320,000, plus 5% annual increases.

Surviving spouses will either receive their own Social Security benefit or the survivor's benefit, whichever is higher. But they also may get pushed to a higher tax bracket, which. in turn, could mean higher taxes on Social Security benefits.

More than 80% of the richest clients want big asset growth later in life, according to a new UBS survey.

If clients are unhappy with any aspect of their life that financial planning will solve, make that the primary focus.

Some advisers are actually embracing changes by making the rules work for them.

Emotion-driven decisions may result in portfolios that retirees find palatable, but they are also likely to result in lower returns.

It’s better to have these conversations long before your clients need to use a policy.

Advisers tend to be too optimistic about what selling the practice will mean for their golden years.

Long-term financial health depends much more on persistence than on being brilliant. Here's how to convince the recalcitrant.

It's possible to use these distributions to preserve clients' savings well past their anticipated lifespan.

The two firms will offer a “seamless and efficient” solution between compensation and retirement fund allocations.

An avid runner, adviser Melissa Sotudeh finds striking similarities between her passion and her practice.

One important somber step for 40-something clients is to consider what happens to their assets when they die.